That is the question that frequently pops up in my life. As I grow, learn and mature, I absorb lessons learned from life experiences. I often reflect back and wish that "if only I knew then, what I know now!"
For me:
* To listen to my parents when I was younger.
* I wish I had saved 10% of all my money. A small sacrifice for a long term reward.
* To have applied myself when education was "free"
What are some of your "If only's" in faith, life, relationships, finances, business, employment, health, love, etc. that you've learned along the way?