so now what

I may not be the smartest, the most knologeble of God's children and I have done my shear of wrong doings but I just so not understand why must my children have to pay for my sins. Why must they have to pay for the my foolish choices I have mad. All I am asking is for a little bit of help here that is all. I know that once my economic hardship has passed and I am back on my feet I will be able to stay our of economic troubles I may not be perfect and I may not be ever one of those who preaches the Lords word one minute while breaking it the next. I just  want is help. to be able to help those who are in need is that so hard? is that a sin to want to help others over come many of the things I have faced and have liveed thourgh?