A Smart Black Man

A Smart Black Man.

A Black Man walks into a prestigious private bank in midtown Manhattan
> and asks for the loan officer who politely tries to direct him to a
> more...commercial establishment. The Black Man says he's going to
> Europe on business for two weeks and needs to borrow $5,000. The loan
> officer says the bank will need some kind of security for the loan, so
> the Black Man hands over the keys to a new Rolls Royce. The car is
> parked on the street in front of the bank. He has all the papers
> including the title and everything checks out. The bank agrees to
> accept the car as collateral for the loan. An employee of the bank
> then proceeds to drive the Rolls into the bank's underground garage
> and parks it there. The news quickly spreads throughout the bank and
> over lunch, the bank's president and its officers all enjoy a good
> laugh at the "brother's" expense for using a $250,000 Rolls as
> collateral against a $5,000 loan.
>
>
> Two weeks later, the Black Man returns, repays the $5,000 and the
> interest, which comes to $20.41. The loan officer says, "Sir, we are
> very happy to have had your business, and this transaction has worked
> out very nicely, but we are a little puzzled. While you were away, we
> checked you out and found that you are a multimillionaire. What
> puzzles us is, why would you bother to borrow $5,000?" The Black Man replies.
> "Where else in New York City can I park my car for two weeks for only
> $20.41 and expect it to be there when I return?".
>
>
> A Smart Black Man.