is it ok for a Christian to file bankruptcy?

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Permalink Reply by Tammy on March 11, 2013 at 11:09am

I would have to know the circumstances before giving my opinion

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Permalink Reply by Jenny on March 11, 2013 at 11:31am

well i have lots of student loan debt, but never ended up getting my degree. it was my own fault for pursuing a degree before i really knew what i wanted in life. 

on the one hand i feel like spending many years scraping by to pay off this debt would be pointless and my husband doesn't think i should, so there's that. but on the other hand i get this feeling like a Christian declaring bankruptcy is like admitting defeat, and this doesn't reflect well on God. 

my flesh would love to just declare bankruptcy and be done with it, but i know there are spiritual things to consider. 

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Permalink Reply by Tammy on March 11, 2013 at 1:17pm

I think I responded to this on another discussion didn't I? 

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Permalink Reply by Jenny on March 11, 2013 at 2:46pm

i didn't see any responses to my other discussion on this, so i deleted it and reposted this more simplified question:)

sorry i didn't see your response there, not sure what that's about

would you mind recapping?

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Permalink Reply by Tammy on March 11, 2013 at 10:16pm

I feel our jobs as wives is to be submissive to our husbands. In the other post, you seemed quite adamant that he does not want you to pay this but to file bankruptcy because the way I took it is it will be a lifetime before it gets paid. I don't think bankruptcy means they get paid nothing but it cuts out a lot of the finance charges but I may be so wrong about that. I do feel when we're submissive to our husbands we're telling the Lord that we trust our husband because our husband trusts Him. On the flip side, I also know that our yes should be yes & our no should be no so the Lord holds us to our commitments. I just think you're going to have to really pray on this one sis & be guided by those prayers & search His word deeper.

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Permalink Reply by Jenny on March 12, 2013 at 8:42am

thank you Taminator,

one reason i've been so confused about this is that my husband has felt strongly against my repaying it, but wouldn't paying it bring most glory to God? and so is this a situation where i should "obey God and not men"? 

my husband thinks that i should be thankful for the provision of bankruptcy and move on with life. 

i will keep praying about this. i've been praying about this for over 2 years though, and what it keeps coming back to is that i think repaying will give most glory to God, but my husband doesn't want me to. 

i haven't found anything in the word that tells me 100% what to do either way. maybe i'm missing something?

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Permalink Reply by Tammy on March 13, 2013 at 10:41am

I can  say that in the Bible it says to be submissive to our husbands 100%. I feel if you are obedient to your husband, the Lord will bless you for being obedient to him. I think once you do this, then you will have peace. Can I ask have you been paying on it for 2 years now?

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Permalink Reply by Jenny on March 13, 2013 at 5:47pm

no i haven't paid on it the last two, since my husband has felt strongly against it and i've been putting off even bringing it up since it's been such a sore spot between us. i wouldn't have been able to pay much if anything anyways, since i'm a stay at home mom and chances for making money have been few and far between for me

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Permalink Reply by Grazer #E2H on March 13, 2013 at 2:37am

I had to file for an Individual Voluntary Arrangement (IVA) which is the next one down from bankruptcy. I didn't want to but in the end, I felt that I had to take the hit, pay what I could then move on

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Permalink Reply by Jenny on March 13, 2013 at 9:41am

thanks for sharing this Grazer, I don't know what other lesser-than-bankruptcy options I have up here but will look into it

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Permalink Reply by David Velasquez on March 13, 2013 at 11:59am

 

Is ok because is a legal procedure.  If God doesn't convict you otherwise, is ok.

 

 

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